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Natalie M
Aug 13, 20242 min read
For Minnesota Employers with Employees over age 65: What You Need to Know about Creditable Health Care Coverage in 2025.
It is important that employers are aware of an important issue regarding employee group health coverage. With significant changes to...
Natalie M
Aug 8, 20244 min read
Over 65? Whether You Have Employer Coverage or Medicare, Here's What You Need to Know Before October 15:
As the Medicare Annual Enrollment Period (AEP) approaches, it’s essential for you to understand some significant upcoming changes to...
Natalie M
Jun 18, 20244 min read
Protect Yourself: Common Medicare Scams, How to Avoid Them, and What to Do If You're a Victim.
For those enrolled in Medicare, it's essential to stay vigilant against scams targeting your benefits. Scammers are constantly coming up...
Natalie M
May 14, 20243 min read
What are Medicare Savings Plans (MSPs)?
Medicare Savings Plans, also known as a Medicare Savings Programs (MSP), are state-based programs that help eligible individuals with...
Natalie M
Mar 20, 20243 min read
The Inflation Reduction Act and its Impact on Medicare Prescription Drug Coverage.
The Inflation Reduction Act (IRA) of 2022 represents a historic legislative move with profound implications for Medicare beneficiaries,...
Natalie M
Feb 14, 20247 min read
Understanding Prescription Drug Coverage under Medicare
Navigating the world of Medicare, including prescription drug coverage, can feel like learning a new language. Whether you're a new...
Natalie M
Feb 1, 20243 min read
Four primary considerations when choosing a Medicare Advantage Plan.
As you approach the milestone of Medicare eligibility, you will find that Original Medicare alone does not provide adequate coverage, and...
Natalie M
Dec 19, 20231 min read
What will Medicare Part A and Part B cost-sharing include in 2024?
The Centers for Medicare and Medicaid Services (CMS) under the umbrella of the federal Departmet of Health and Human Services has...
Natalie M
Dec 12, 20233 min read
Does Medicare cover medical expenses during international travel?
Medicare covers emergency medical services received when you are traveling within the United States. But does Medicare cover expenses...
Natalie M
Oct 17, 20234 min read
Find out how your income might affect your Medicare premiums.
Your income could affect your Medicare Premiums. Let's start with a high level overview of Medicare, and then discuss how your income can...
Natalie M
Sep 1, 20234 min read
Veterans: Why a "VA Coverage and Medicare Advantage Plan" combo might work for you.
Many Medicare-eligible veterans will benefit from enrolling in a Medicare Advantage plan in addition to taking advantage of the health...
Natalie M
Aug 24, 20233 min read
The Medicare Annual Enrollment Period (AEP) starts October 15. Here's what you need to know.
The Annual Enrollment Period (AEP) is the time each year during which Medicare beneficiaries can make changes to their Medicare coverage....
Natalie M
Jul 31, 20233 min read
Understanding Medicare's Extra Help Program to reduce Prescription Drug Costs.
Extra Help (also known as the Low-Income Subsidy, or LIS, program) is designed to provide assistance to qualified Medicare beneficiaries...
Natalie M
Jul 23, 20235 min read
Turning 65? How and When to Enroll in Medicare.
For many people, turning 65 means getting started with Medicare. That process can feel daunting, but it doesn't have to be. Here, we...
Natalie M
Jun 5, 20232 min read
Over 65? Sleep well, age well.
Sleep plays a crucial role in overall health and well-being, and its importance becomes even more pronounced as individuals age. You may...
Natalie M
Apr 29, 20232 min read
Spring is here. It's a great time to get out & get healthy. Here are some tools to get you started!
Spring is a great time to focus on improving your health and wellbeing. As the weather gets warmer, we can start to take advantage of...
Natalie M
Feb 5, 20238 min read
Medicare Enrollment Periods: What You Need to Know
Enrollment in Medicare is limited to certain time periods, as outlined and managed by the federal government via the Centers for Medicare...
Natalie M
Nov 30, 20225 min read
Enrolling in Medicare when you are contributing to an HSA: What you need to know!
Most people become eligible to enroll in Medicare when they turn 65. But just because you can enroll in Medicare doesn't always mean you...
Natalie M
Nov 2, 20224 min read
I'm happy with my Medicare Advantage Plan. Why should I review my options during AEP?
Even if you are happy with your current Medicare health care coverage, it's important to conduct a Medicare Advantage Plan review during...
Natalie M
Apr 8, 20225 min read
I'm seeing commercials about Medicare kickbacks and free services. What's that about?
If you watch any television, you have probably seen the commercials that urge people over the age of 65 to call a toll-free number to...
Natalie M
Sep 14, 20213 min read
What do I need to do with my Medicare insurance if I move? Changing plans may be necessary.
When you move to a new home; whether just a few blocks or a couple thousand miles away; you will need to take action to protect your...
Natalie M
Aug 26, 20216 min read
What's a Donut Hole? Examining Medicare drug coverage:
When the federal government launched the Original Medicare program in 1965, physician-administered drugs were included as part of...
Natalie M
Feb 16, 20215 min read
Choosing a path: Your options in Medicare coverage.
So you've enrolled in Medicare Part A (hospital coverage) and Part B (medical coverage.) But there is still work to be done! Before we...
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Natalie M
Aug 13, 20242 min read
For Minnesota Employers with Employees over age 65: What You Need to Know about Creditable Health Care Coverage in 2025.
It is important that employers are aware of an important issue regarding employee group health coverage. With significant changes to...
8 views0 comments
Natalie M
Aug 8, 20244 min read
Over 65? Whether You Have Employer Coverage or Medicare, Here's What You Need to Know Before October 15:
As the Medicare Annual Enrollment Period (AEP) approaches, it’s essential for you to understand some significant upcoming changes to...
34 views0 comments
Natalie M
Jun 18, 20244 min read
Protect Yourself: Common Medicare Scams, How to Avoid Them, and What to Do If You're a Victim.
For those enrolled in Medicare, it's essential to stay vigilant against scams targeting your benefits. Scammers are constantly coming up...
79 views0 comments
Natalie M
May 14, 20243 min read
What are Medicare Savings Plans (MSPs)?
Medicare Savings Plans, also known as a Medicare Savings Programs (MSP), are state-based programs that help eligible individuals with...
58 views0 comments
Natalie M
Mar 20, 20243 min read
The Inflation Reduction Act and its Impact on Medicare Prescription Drug Coverage.
The Inflation Reduction Act (IRA) of 2022 represents a historic legislative move with profound implications for Medicare beneficiaries,...
25 views0 comments
Natalie M
Feb 14, 20247 min read
Understanding Prescription Drug Coverage under Medicare
Navigating the world of Medicare, including prescription drug coverage, can feel like learning a new language. Whether you're a new...
34 views0 comments
Natalie M
Feb 1, 20243 min read
Four primary considerations when choosing a Medicare Advantage Plan.
As you approach the milestone of Medicare eligibility, you will find that Original Medicare alone does not provide adequate coverage, and...
59 views0 comments
Natalie M
Dec 19, 20231 min read
What will Medicare Part A and Part B cost-sharing include in 2024?
The Centers for Medicare and Medicaid Services (CMS) under the umbrella of the federal Departmet of Health and Human Services has...
9 views0 comments
Natalie M
Dec 12, 20233 min read
Does Medicare cover medical expenses during international travel?
Medicare covers emergency medical services received when you are traveling within the United States. But does Medicare cover expenses...
64 views0 comments
Natalie M
Oct 17, 20234 min read
Find out how your income might affect your Medicare premiums.
Your income could affect your Medicare Premiums. Let's start with a high level overview of Medicare, and then discuss how your income can...
150 views0 comments
Natalie M
Sep 1, 20234 min read
Veterans: Why a "VA Coverage and Medicare Advantage Plan" combo might work for you.
Many Medicare-eligible veterans will benefit from enrolling in a Medicare Advantage plan in addition to taking advantage of the health...
72 views0 comments
Natalie M
Aug 24, 20233 min read
The Medicare Annual Enrollment Period (AEP) starts October 15. Here's what you need to know.
The Annual Enrollment Period (AEP) is the time each year during which Medicare beneficiaries can make changes to their Medicare coverage....
16 views0 comments
Natalie M
Jul 31, 20233 min read
Understanding Medicare's Extra Help Program to reduce Prescription Drug Costs.
Extra Help (also known as the Low-Income Subsidy, or LIS, program) is designed to provide assistance to qualified Medicare beneficiaries...
45 views0 comments
Natalie M
Jul 23, 20235 min read
Turning 65? How and When to Enroll in Medicare.
For many people, turning 65 means getting started with Medicare. That process can feel daunting, but it doesn't have to be. Here, we...
167 views0 comments
Natalie M
Jun 5, 20232 min read
Over 65? Sleep well, age well.
Sleep plays a crucial role in overall health and well-being, and its importance becomes even more pronounced as individuals age. You may...
9 views0 comments
Natalie M
Apr 29, 20232 min read
Spring is here. It's a great time to get out & get healthy. Here are some tools to get you started!
Spring is a great time to focus on improving your health and wellbeing. As the weather gets warmer, we can start to take advantage of...
27 views0 comments
Natalie M
Feb 5, 20238 min read
Medicare Enrollment Periods: What You Need to Know
Enrollment in Medicare is limited to certain time periods, as outlined and managed by the federal government via the Centers for Medicare...
305 views0 comments
Natalie M
Nov 30, 20225 min read
Enrolling in Medicare when you are contributing to an HSA: What you need to know!
Most people become eligible to enroll in Medicare when they turn 65. But just because you can enroll in Medicare doesn't always mean you...
52 views0 comments
Natalie M
Nov 2, 20224 min read
I'm happy with my Medicare Advantage Plan. Why should I review my options during AEP?
Even if you are happy with your current Medicare health care coverage, it's important to conduct a Medicare Advantage Plan review during...
41 views0 comments
Natalie M
Apr 8, 20225 min read
I'm seeing commercials about Medicare kickbacks and free services. What's that about?
If you watch any television, you have probably seen the commercials that urge people over the age of 65 to call a toll-free number to...
70 views0 comments
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